If you’re a frequent shopper at Kohl’s, the MyKohl’sCard—also known as the Kohl’s Credit Card—could be your ticket to maximizing savings, earning rewards, and enjoying exclusive shopping privileges. Issued by Capital One, this store credit card offers a robust suite of benefits tailored to loyal Kohl’s customers. While it’s not a general-purpose credit card, the Kohl’s Card stands out with its compelling store-specific rewards and offers.
Let’s explore the full range of mykohlscard benefits that come with being a Kohl’s cardholder.
1. Exclusive Discounts and Offers
- 30% off your first purchase when you’re approved.
- Regular promotions throughout the year for cardholders (15%, 20%, or 30% off).
- Additional coupons mailed or emailed directly to you.
🔹 2. Most Valued Customer (MVC) Status
Spend $600 or more in a calendar year using your Kohl’s Card to unlock MVC status, which includes:
- More frequent coupons
- Extra savings events
- Special birthday offers
- Early access to promotions
🔹 3. Kohl’s Rewards Integration
- Earn 7.5% back in rewards on every purchase (when linked to Kohl’s Rewards program).
- Automatically track rewards through your online account or app.
- Redeem rewards during checkout, both in-store and online.
🔹 4. Special Financing Offers
Occasionally, Kohl’s offers limited-time deferred interest or no-interest financing deals for big purchases with the Kohl’s Credit Card.
🔹 5. Easy Online Account Management
Through MyKohlsCard.com, you can:
- View statements
- Make payments
- Set up AutoPay
- Monitor rewards and discounts
- Access transaction history 24/7
🔹 6. No Annual Fee
Kohl’s Credit Card has no annual fee, making it cost-effective to keep and use occasionally without penalty.
🔹 7. Free Returns Without a Receipt
Kohl’s cardholders often enjoy easier return policies, including receipt-free returns, as your purchase history is linked to your card.
🔹 8. Stackable Savings
You can combine your Kohl’s Card discounts with:
- Kohl’s Cash
- Kohl’s Rewards
- Department-specific deals
- Online promo codes
This makes it one of the best cards for maximizing savings during sales events.
🔹 9. Security and Fraud Protection
Issued by Capital One, the Kohl’s Card includes:
- Account alerts
- Fraud protection
- Online dispute resolution
🔹 10. Increased Credit Line Over Time
Responsible use may lead to credit limit increases, providing better purchasing flexibility.